Category Archives: Money

TAX TIME! – And The Role of Virtual Machines

It’s 2014 and we all know what that means:

  • Gym – 3 times a week.  You owe it to yourself, gurrrrrl.
  • Post christmas shopping blowout sales on all bedazzled underthings.
  • And taxes.  Taxes.  TAXES!  TIME TO START ON YOUR 2013 TAX RETURN!

I will proudly squeeze body into a bikini this summer and my underthings don’t need any extra bedazzling.  But my taxes need to be done on time and in order.

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Turn 65 Get Money

“Grandpa is retired. What do you think retirement is?”, I asked my 12 year old niece.

“It’s like when, umm, you turn 65 and you get money.”

Technically, she’s still 11, but we’ve still got some work to do.

How do you teach a twelve (eleven) year old all there is to know about money without them losing consciousness 3 minutes into your lecture?  Challenge accepted.

First, let’s review what “retirement” really means.  Retirement is simply the point at which you no longer need to work for money. Maybe you still work because you want to, but you don’t need to because you’ve saved lots and lots of money. When you save money, you can lend it to the bank and the bank will pay it back to you plus some more in interest!  If you lend them enough, the interest they pay you can get big enough to pay all of your bills!

Retirement.

Simple really.  Even a four year old (grown man) could illustrate it.

Screen Shot 2013-10-09 at 9.13.35 PM

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I Don’t Make Phone Calls

The first iPhone I purchased was an iPhone 3G. That seems like forever ago, but at most it’s been 5 years.

Lately I’ve vowed to renew my frugal ways, after reading the Mr. Money Mustache blog, with the goal or “retiring” as soon as possible. After reviewing various bills, the AT&T bill stood out amount the crowd as quite ridiculous. And while I’m not quite ready to go through the hassle that likely accompanies the $10/month plan MMM went with, I am ready to hack our ridiculous $140/month AT&T bill down as much as possible. Continue reading